- Home Finance
- Line of Credit Finance
- Bridging Finance (buying and haven’t sold yet)
- Investment Property Finance
- Debt Consolidation (refinance that short term unsecured debt)
- Property Development
- Refinance to secure a better deal from a different Lender
- Release equity from your property / cash out
- Consolidate your business debt into a consumer loan and start saving $$$
- Personal Car Loans
Note:
The banks generally assess affordability based on a higher interest rate of 7.40% and based on a P&I basis (Principal & Interest).
When purchasing a property in South Australia, government Stamp Duty Fees on the purchase are typically around 5% of the purchase price mark, as a guide (refer to the calculator below for a more accurate figure).
Standard documents required to proceed with a home loan application or pre-approval assessment:
Personal Tax Returns & ATO Assessment Notices for the last 2 Financial Years
3 recent payslips
Personal Bank Account bank statement of the borrowers (showing last 2 months transactions)
Personal Credit Card bank statements of the borrowers (showing last 3 months transactions)
Personal Statement of Position (click here to complete)
Existing Home Loan bank statements of the borrowers (showing last 6 months transactions)
Copy of Driving Licence (front & back, for ID purposes).
Purchase Contract if applicable
Draft Memorandum of Transfer from your Conveyancer (once available)
Please Note: We are required to sight original ID documents prior to loan documents being provided and in some cases prior to submitting the loan proposal for formal bank assessment.
Borrowing and Credit Tips
MoneySmart is an initiative of the Australian Securities & Investments Commission.
Offering you tips & tools to help you make the most of your money
MoneySmart Borrowing & Credit Tips
Agent for Deposit Power
Deposit Power allows you to purchase a home or invest in property without having to provide the deposit in cash. A Deposit Power Guarantee is a substitute for the cash deposit required when purchasing a residential property - you simply pay the full purchase price at settlement. Both short and long term guarantees are offered to suit any settlement terms.
Agent for Allianz Australia Insurance Ltd
Covering General Insurance on:
- Home Buildings & Contents Insurance
- Landlords Insurance
- Comprehensive Car Insurance
Calculators
Stamp Duty Calculator
Loan Mortgage Insurance (LMI) Calculator
Reverse Mortgage Calculator
Note:
The banks generally assess affordability based on a higher interest rate of 7.40% and based on a P&I basis (Principal & Interest).
When purchasing a property in South Australia, government Stamp Duty Fees on the purchase are typically around 5% of the purchase price mark, as a guide (refer to the calculator below for a more accurate figure).
Standard documents required to proceed with a home loan application or pre-approval assessment:
Please Note: We are required to sight original ID documents prior to loan documents being provided and in some cases prior to submitting the loan proposal for formal bank assessment.
Borrowing and Credit Tips
MoneySmart is an initiative of the Australian Securities & Investments Commission.
Offering you tips & tools to help you make the most of your money
Offering you tips & tools to help you make the most of your money
MoneySmart Borrowing & Credit Tips
Agent for Deposit Power
Deposit Power allows you to purchase a home or invest in property without having to provide the deposit in cash. A Deposit Power Guarantee is a substitute for the cash deposit required when purchasing a residential property - you simply pay the full purchase price at settlement. Both short and long term guarantees are offered to suit any settlement terms.
Agent for Allianz Australia Insurance Ltd
- Home Buildings & Contents Insurance
- Landlords Insurance
- Comprehensive Car Insurance
Covering General Insurance on:
Calculators
Stamp Duty Calculator
Loan Mortgage Insurance (LMI) Calculator
Reverse Mortgage Calculator
Enquire or Apply Below
Suburb | Post Code | Local Council
————————————————-
Aberfoyle Park 5159 City of Onkaparinga
Adelaide 5000 City of Adelaide
Adelaide Airport 5950 City of West Torrens
Albert Park 5014 City of Charles Sturt
Alberton 5014 City of Port Adelaide Enfield
Aldinga 5173 City of Onkaparinga
Aldinga Beach 5173 City of Onkaparinga
Allenby Gardens 5009 City of Charles Sturt
Andrews Farm 5114 City of Playford
Angle Park 5010 City of Port Adelaide Enfield
Angle Vale 5117 City of Playford
Ascot Park 5043 City of Marion
Ashford 5035 City of West Torrens
Athelstone 5076 City of Campbelltown
Athol Park 5012 City of Charles Sturt
Auldana 5072 City of Burnside
Banksia Park 5091 City of Tea Tree Gully
Beaumont 5066 City of Burnside
Bedford Park 5042 City of Mitcham
Belair 5052 City of Mitcham
Bellevue Heights 5050 City of Mitcham
Beulah Park 5067 City of Burnside
Beverley 5009 City of Charles Sturt
Bibaringa 5118 Town of Gawler
Bibaringa 5118 City of Playford
Birkenhead 5015 City of Port Adelaide Enfield
Black Forest 5035 City of Unley
Blackwood 5051 City of Mitcham
Blair Athol 5084 City of Port Adelaide Enfield
Blakeview 5114 City of Playford
Blewitt Springs 5171 City of Onkaparinga
Bolivar 5110 City of Salisbury
Bowden 5007 City of Charles Sturt
Brahma Lodge 5109 City of Salisbury
Brighton 5048 City of Holdfast Bay
Broadview 5083 City of Port Adelaide Enfield
Broadview 5083 City of Prospect
Brompton 5007 City of Charles Sturt
Brooklyn Park 5032 City of West Torrens
Brown Hill Creek 5062 City of Mitcham
Buckland Park 5120 City of Playford
Burnside 5066 City of Burnside
Burton 5110 City of Salisbury
Camden Park 5038 City of West Torrens
Campbelltown 5074 City of Campbelltown
Cavan 5094 City of Salisbury
Chandlers Hill 5159 City of Onkaparinga
Cheltenham 5014 City of Charles Sturt
Cherry Gardens 5157 City of Onkaparinga
Christie Downs 5164 City of Onkaparinga
Christies Beach 5165 City of Onkaparinga
Clapham 5062 City of Mitcham
Clarence Gardens 5039 City of Mitcham
Clarence Park 5034 City of Unley
Clarendon 5157 City of Onkaparinga
Clearview 5085 City of Port Adelaide Enfield
Clovelly Park 5042 City of Marion
College Park 5069 City of Norwood Payneham St Peters
Collinswood 5081 City of Prospect
Colonel Light Gardens 5041 City of Mitcham
Coromandel East 5157 City of Onkaparinga
Coromandel Valley 5051 City of Mitcham
Coromandel Valley 5051 City of Onkaparinga
Cowandilla 5033 City of West Torrens
Crafers West 5152 City of Mitcham
Craigburn Farm 5051 City of Mitcham
Craigmore 5114 City of Playford
Croydon 5008 City of Charles Sturt
Croydon Park 5008 City of Port Adelaide Enfield
Cumberland Park 5041 City of Mitcham
Darlington 5047 City of Marion
Darlington 5047 City of Onkaparinga
Davoren Park 5113 City of Playford
Daw Park 5041 City of Mitcham
Dernancourt 5075 City of Port Adelaide Enfield
Dernancourt 5075 City of Tea Tree Gully
Devon Park 5008 City of Charles Sturt
Devon Park 5008 City of Port Adelaide Enfield
Direk 5110 City of Salisbury
Dorset Vale 5157 City of Onkaparinga
Dover Gardens 5048 City of Marion
Dry Creek 5094 City of Port Adelaide Enfield
Dry Creek 5094 City of Salisbury
Dudley Park 5008 City of Port Adelaide Enfield
Dulwich 5065 City of Burnside
Eastwood 5063 City of Burnside
Eden Hills 5050 City of Mitcham
Edinburgh 5111 City of Salisbury
Edinburgh North 5113 City of Playford
Edwardstown 5039 City of Marion
Elizabeth 5112 City of Playford
Elizabeth Downs 5113 City of Playford
Elizabeth East 5112 City of Playford
Elizabeth Grove 5112 City of Playford
Elizabeth North 5113 City of Playford
Elizabeth Park 5113 City of Playford
Elizabeth South 5112 City of Playford
Elizabeth Vale 5112 City of Playford
Elizabeth Vale 5112 City of Salisbury
Enfield 5085 City of Port Adelaide Enfield
Erindale 5066 City of Burnside
Ethelton 5015 City of Port Adelaide Enfield
Evandale 5069 City of Norwood Payneham St Peters
Evanston 5116 Town of Gawler
Evanston Gardens 5116 Town of Gawler
Evanston Park 5116 Town of Gawler
Evanston Park 5116 City of Playford
Evanston South 5116 Town of Gawler
Everard Park 5035 City of Unley
Exeter 5019 City of Port Adelaide Enfield
Fairview Park 5126 City of Tea Tree Gully
Felixstow 5070 City of Norwood Payneham St Peters
Ferryden Park 5010 City of Port Adelaide Enfield
Findon 5023 City of Charles Sturt
Firle 5070 City of Norwood Payneham St Peters
Fitzroy 5082 City of Prospect
Flagstaff Hill 5159 City of Onkaparinga
Flinders Park 5025 City of Charles Sturt
Forestville 5035 City of Unley
Frewville 5063 City of Burnside
Fulham 5024 City of West Torrens
Fulham Gardens 5024 City of Charles Sturt
Fullarton 5063 City of Unley
Gawler 5118 Town of Gawler
Gawler East 5118 Town of Gawler
Gawler South 5118 Town of Gawler
Gawler West 5118 Town of Gawler
Gepps Cross 5094 City of Port Adelaide Enfield
Gilberton 5081 Corporation of the Town of Walkerville
Gilles Plains 5086 City of Port Adelaide Enfield
Gilles Plains 5086 City of Tea Tree Gully
Gillman 5013 City of Port Adelaide Enfield
Glandore 5037 City of Marion
Glandore 5037 City of West Torrens
Glanville 5015 City of Port Adelaide Enfield
Glen Osmond 5064 City of Burnside
Glenalta 5052 City of Mitcham
Glenelg 5045 City of Holdfast Bay
Glenelg 5045 City of Holdfast Bay
Glenelg East 5045 City of Holdfast Bay
Glenelg North 5045 City of Holdfast Bay
Glenelg North 5045 City of West Torrens
Glenelg South 5045 City of Holdfast Bay
Glengowrie 5044 City of Marion
Glenside 5065 City of Burnside
Glenunga 5064 City of Burnside
Globe Derby Park 5110 City of Salisbury
Glynde 5070 City of Norwood Payneham St Peters
Golden Grove 5125 City of Tea Tree Gully
Goodwood 5034 City of Unley
Gould Creek 5114 City of Playford
Gould Creek 5114 City of Tea Tree Gully
Grange 5022 City of Charles Sturt
Green Fields 5107 City of Salisbury
Greenacres 5086 City of Port Adelaide Enfield
Greenwith 5125 City of Tea Tree Gully
Gulfview Heights 5096 City of Salisbury
Gulfview Heights 5096 City of Tea Tree Gully
Hackham 5163 City of Onkaparinga
Hackham West 5163 City of Onkaparinga
Hackney 5069 City of Norwood Payneham St Peters
Hallett Cove 5158 City of Marion
Hampstead Gardens 5086 City of Port Adelaide Enfield
Happy Valley 5159 City of Onkaparinga
Hawthorn 5062 City of Mitcham
Hawthorndene 5051 City of Mitcham
Hazelwood Park 5066 City of Burnside
Heathpool 5068 City of Norwood Payneham St Peters
Hectorville 5073 City of Campbelltown
Hendon 5014 City of Charles Sturt
Henley Beach 5022 City of Charles Sturt
Henley Beach South 5022 City of Charles Sturt
Highbury 5089 City of Tea Tree Gully
Highgate 5063 City of Unley
Hillbank 5112 City of Playford
Hillcrest 5086 City of Port Adelaide Enfield
Hillier 5116 Town of Gawler
Hillier 5116 City of Playford
Hilton 5033 City of West Torrens
Hindmarsh 5007 City of Charles Sturt
Holden Hill 5088 City of Port Adelaide Enfield
Holden Hill 5088 City of Tea Tree Gully
Hope Valley 5090 City of Tea Tree Gully
Houghton 5131 City of Tea Tree Gully
Hove 5048 City of Holdfast Bay
Humbug Scrub 5114 City of Playford
Huntfield Heights 5163 City of Onkaparinga
Hyde Park 5061 City of Unley
Ingle Farm 5098 City of Salisbury
Ironbank 5153 City of Onkaparinga
Joslin 5070 City of Norwood Payneham St Peters
Kangarilla 5157 City of Onkaparinga
Kensington 5068 City of Norwood Payneham St Peters
Kensington Gardens 5068 City of Burnside
Kensington Park 5068 City of Burnside
Kent Town 5067 City of Norwood Payneham St Peters
Keswick 5035 City of West Torrens
Keswick Terminal 5035 City of West Torrens
Kidman Park 5025 City of Charles Sturt
Kilburn 5084 City of Port Adelaide Enfield
Kilkenny 5009 City of Charles Sturt
Kings Park 5034 City of Unley
Kingston Park 5049 City of Holdfast Bay
Kingswood 5062 City of Mitcham
Klemzig 5087 City of Port Adelaide Enfield
Kudla 5115 Town of Gawler
Kurralta Park 5037 City of West Torrens
Largs Bay 5016 City of Port Adelaide Enfield
Largs North 5016 City of Port Adelaide Enfield
Leabrook 5068 City of Burnside
Leawood Gardens 5150 City of Burnside
Leawood Gardens 5150 City of Mitcham
Linden Park 5065 City of Burnside
Lockleys 5032 City of West Torrens
Lonsdale 5160 City of Onkaparinga
Lower Mitcham 5062 City of Mitcham
Lynton 5062 City of Mitcham
MacDonald Park 5121 City of Playford
Magill 5072 City of Burnside
Magill 5072 City of Campbelltown
Malvern 5061 City of Unley
Manningham 5086 City of Port Adelaide Enfield
Mansfield Park 5012 City of Port Adelaide Enfield
Marden 5070 City of Norwood Payneham St Peters
Marino 5049 City of Marion
Marion 5043 City of Marion
Marleston 5033 City of West Torrens
Marryatville 5068 City of Norwood Payneham St Peters
Maslin Beach 5170 City of Onkaparinga
Mawson Lakes 5095 City of Salisbury
Maylands 5069 City of Norwood Payneham St Peters
McLaren Flat 5171 City of Onkaparinga
McLaren Vale 5171 City of Onkaparinga
Medindie 5081 Corporation of the Town of Walkerville
Medindie Gardens 5081 City of Prospect
Melrose Park 5039 City of Mitcham
Mile End 5031 City of West Torrens
Mile End South 5031 City of West Torrens
Millswood 5034 City of Unley
Mitcham 5062 City of Mitcham
Mitchell Park 5043 City of Marion
Moana 5169 City of Onkaparinga
Modbury 5092 City of Tea Tree Gully
Modbury Heights 5092 City of Tea Tree Gully
Modbury North 5092 City of Tea Tree Gully
Morphett Vale 5162 City of Onkaparinga
Morphettville 5043 City of Marion
Mount Osmond 5064 City of Burnside
Munno Para 5115 City of Playford
Munno Para Downs 5115 City of Playford
Munno Para West 5115 City of Playford
Myrtle Bank 5064 City of Unley
Nailsworth 5083 City of Prospect
Netherby 5062 City of Mitcham
Netley 5037 City of West Torrens
Newton 5074 City of Campbelltown
Noarlunga Centre 5168 City of Onkaparinga
Noarlunga Downs 5168 City of Onkaparinga
North Adelaide 5006 City of Adelaide
North Brighton 5048 City of Holdfast Bay
North Haven 5018 City of Port Adelaide Enfield
North Plympton 5037 City of West Torrens
Northfield 5085 City of Port Adelaide Enfield
Northgate 5085 City of Port Adelaide Enfield
Norwood 5067 City of Norwood Payneham St Peters
Novar Gardens 5040 City of West Torrens
Oakden 5086 City of Port Adelaide Enfield
Oaklands Park 5046 City of Marion
O’Halloran Hill 5158 City of Marion
O’Halloran Hill 5158 City of Onkaparinga
Old Noarlunga 5168 City of Onkaparinga
Old Reynella 5161 City of Onkaparinga
One Tree Hill 5114 City of Playford
Onkaparinga Hills 5163 City of Onkaparinga
Osborne 5017 City of Port Adelaide Enfield
O’Sullivan Beach 5166 City of Onkaparinga
Ottoway 5013 City of Port Adelaide Enfield
Outer Harbor 5018 City of Port Adelaide Enfield
Ovingham 5082 City of Charles Sturt
Ovingham 5082 City of Prospect
Panorama 5041 City of Mitcham
Para Hills 5096 City of Salisbury
Para Hills 5096 City of Tea Tree Gully
Para Hills West 5096 City of Salisbury
Para Vista 5093 City of Salisbury
Paradise 5075 City of Campbelltown
Parafield 5106 City of Salisbury
Parafield Gardens 5107 City of Salisbury
Paralowie 5108 City of Salisbury
Park Holme 5043 City of Marion
Parkside 5063 City of Unley
Pasadena 5042 City of Mitcham
Payneham 5070 City of Norwood Payneham St Peters
Payneham South 5070 City of Norwood Payneham St Peters
Penfield 5121 City of Playford
Penfield Gardens 5121 City of Playford
Pennington 5013 City of Charles Sturt
Peterhead 5016 City of Port Adelaide Enfield
Plympton 5038 City of West Torrens
Plympton Park 5038 City of Marion
Pooraka 5095 City of Salisbury
Port Adelaide 5015 City of Port Adelaide Enfield
Port Noarlunga 5167 City of Onkaparinga
Port Noarlunga South 5167 City of Onkaparinga
Port Willunga 5173 City of Onkaparinga
Prospect 5082 City of Prospect
Queenstown 5014 City of Port Adelaide Enfield
Redwood Park 5097 City of Tea Tree Gully
Regency Park 5010 City of Port Adelaide Enfield
Renown Park 5008 City of Charles Sturt
Reynella 5161 City of Onkaparinga
Reynella East 5161 City of Onkaparinga
Richmond 5033 City of West Torrens
Ridgehaven 5097 City of Tea Tree Gully
Ridleyton 5008 City of Charles Sturt
Rose Park 5067 City of Burnside
Rosewater 5013 City of Charles Sturt
Rosewater 5013 City of Port Adelaide Enfield
Rosslyn Park 5072 City of Burnside
Rostrevor 5073 City of Campbelltown
Royal Park 5014 City of Charles Sturt
Royston Park 5070 City of Norwood Payneham St Peters
Salisbury 5108 City of Salisbury
Salisbury Downs 5108 City of Salisbury
Salisbury East 5109 City of Salisbury
Salisbury Heights 5109 City of Salisbury
Salisbury Heights 5109 City of Tea Tree Gully
Salisbury North 5108 City of Salisbury
Salisbury Park 5109 City of Salisbury
Salisbury Plain 5109 City of Salisbury
Salisbury South 5106 City of Salisbury
Sampson Flat 5114 City of Playford
Seacliff 5049 City of Holdfast Bay
Seacliff Park 5049 City of Holdfast Bay
Seacliff Park 5049 City of Marion
Seacombe Gardens 5047 City of Marion
Seacombe Heights 5047 City of Marion
Seaford 5169 City of Onkaparinga
Seaford Heights 5169 City of Onkaparinga
Seaford Meadows 5169 City of Onkaparinga
Seaford Rise 5169 City of Onkaparinga
Seaton 5023 City of Charles Sturt
Seaview Downs 5049 City of Marion
Sefton Park 5083 City of Port Adelaide Enfield
Sefton Park 5083 City of Prospect
Sellicks Beach 5174 City of Onkaparinga
Sellicks Hill 5174 City of Onkaparinga
Semaphore 5019 City of Port Adelaide Enfield
Semaphore Park 5019 City of Charles Sturt
Semaphore South 5019 City of Port Adelaide Enfield
Sheidow Park 5158 City of Marion
Skye 5072 City of Burnside
Smithfield 5114 City of Playford
Smithfield Plains 5114 City of Playford
Somerton Park 5044 City of Holdfast Bay
South Brighton 5048 City of Holdfast Bay
South Plympton 5038 City of Marion
Springfield 5062 City of Mitcham
St Agnes 5097 City of Tea Tree Gully
St Georges 5064 City of Burnside
St Kilda 5110 City of Salisbury
St Marys 5042 City of Mitcham
St Morris 5068 City of Norwood Payneham St Peters
St Peters 5069 City of Norwood Payneham St Peters
Stepney 5069 City of Norwood Payneham St Peters
Stirling 5152 City of Mitcham
Stonyfell 5066 City of Burnside
Sturt 5047 City of Marion
Surrey Downs 5126 City of Tea Tree Gully
Taperoo 5017 City of Port Adelaide Enfield
Tatachilla 5171 City of Onkaparinga
Tea Tree Gully 5091 City of Tea Tree Gully
Tennyson 5022 City of Charles Sturt
The Range 5172 City of Onkaparinga
Thebarton 5031 City of West Torrens
Thorngate 5082 City of Prospect
Toorak Gardens 5065 City of Burnside
Torrens Park 5062 City of Mitcham
Torrensville 5031 City of West Torrens
Tranmere 5073 City of Campbelltown
Trinity Gardens 5068 City of Norwood Payneham St Peters
Trott Park 5158 City of Marion
Tusmore 5065 City of Burnside
Uleybury 5114 City of Playford
Underdale 5032 City of West Torrens
Unley 5061 City of Unley
Unley Park 5061 City of Unley
Upper Hermitage 5131 City of Tea Tree Gully
Upper Sturt 5156 City of Mitcham
Urrbrae 5064 City of Mitcham
Vale Park 5081 Corporation of the Town of Walkerville
Valley View 5093 City of Port Adelaide Enfield
Valley View 5093 City of Salisbury
Valley View 5093 City of Tea Tree Gully
Virginia 5120 City of Playford
Vista 5091 City of Tea Tree Gully
Walkerville 5081 Corporation of the Town of Walkerville
Walkley Heights 5098 City of Port Adelaide Enfield
Walkley Heights 5098 City of Salisbury
Warradale 5046 City of Marion
Waterfall Gully 5066 City of Burnside
Waterloo Corner 5110 City of Playford
Waterloo Corner 5110 City of Salisbury
Wattle Park 5066 City of Burnside
Wayville 5034 City of Unley
Welland 5007 City of Charles Sturt
West Beach 5024 City of Charles Sturt
West Beach 5024 City of West Torrens
West Croydon 5008 City of Charles Sturt
West Hindmarsh 5007 City of Charles Sturt
West Lakes 5021 City of Charles Sturt
West Lakes Shore 5020 City of Charles Sturt
West Richmond 5033 City of West Torrens
Westbourne Park 5041 City of Mitcham
Whites Valley 5172 City of Onkaparinga
Willaston 5118 Town of Gawler
Willunga 5172 City of Onkaparinga
Willunga South 5172 City of Onkaparinga
Windsor Gardens 5087 City of Port Adelaide Enfield
Wingfield 5013 City of Port Adelaide Enfield
Woodcroft 5162 City of Onkaparinga
Woodville 5011 City of Charles Sturt
Woodville Gardens 5012 City of Port Adelaide Enfield
Woodville North 5012 City of Charles Sturt
Woodville Park 5011 City of Charles Sturt
Woodville South 5011 City of Charles Sturt
Woodville West 5011 City of Charles Sturt
Wynn Vale 5127 City of Tea Tree Gully
Yatala Vale 5126 City of Tea Tree Gully
Yattalunga 5114 City of Playford
