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What is Insurance Premium Funding?

This facility enables you to preserve your cash flow and spread the cost of your Insurance Premiums over regular monthly instalments over the course of the year or for the life of the policy (max term 12 months).
Generally for Insurance premiums of $20k plus per annum.
Insurance Premium Funding also known as IPF.

Additional information can be found at:

http://en.wikipedia.org/wiki/Premium_Financing
 

What are the Benefits?

•Generally saves you between 20%-30% on interest paid compared to your Overdraft facility.
•This innovative facility enables you to retain more cash in your business which can be used for other income generating initiatives and maximises your ability to meet your other commitments.
•Enables you to obtain a more comprehensive Insurance package as this method of covering the cost is more affordable.
•Simplified bookkeeping as you are able to combine multiple Insurance policies from multiple Insurance companies to the one Insurance Premium Funding loan.
•Regular fixed installments over the course of the facility as the interest rate is fixed from the outset.
 

Types of Insurance Premium Funding

Cancellable – Traditional Recourse Insurance Premium Funding
Non Cancellable – Non-Recourse Insurance Premium Funding
 

How does it work?

Mayfair Finance Australia sources the most appropriate Lender to provide this Insurance Premium Funding facility. The Lender then pays your Insurance premiums by the due date on your behalf. You then make regular monthly installments to the Lender over the course of the year by Direct Debit.
 

Types of Insurance Premiums Suitable

Most types of Business Insurance including:
•General Business Insurance
•Public Liability
•Professional indemnity
•Workers Compensation
 

Want to know more?

Contact Mayfair Finance Australia on
Telephone: 08 8224 3377 or
Email: ipf@mayfairfinanceaustralia.com.au
 
 
 
 
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